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Smarter Lending, Built Around You

At Loans by Ashlee, lending is simple, flexible, and genuinely personal. Whether you’re buying, refinancing, or planning your next move; you’ll get clear advice, a smooth process, and support that feels like it was made just for you. No cost, no pressure – just a lifelong lending partner who’s here for you.

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Our Services

At Loans by Ashlee, we offer a full suite of lending solutions tailored to your life stage, goals, and lifestyle. Whether you’re just starting out or expanding your property portfolio, we’re here to guide you with clarity, care, and expert advice.

First Home Buyers

Buying your first home is a big step – we make it feel less overwhelming. We’ll help you understand your borrowing power, explore government grants, and structure your loan for long-term success.

Refinancing

Looking to lower your repayments, access equity, or switch to a better deal? We’ll compare options across a wide range of lenders to find the right fit for your needs.

Construction Loans

Building your dream home? We’ll guide you through the unique structure of construction lending – from progress payments to staged approvals – making sure your loan is set up to support each phase of the build. With flexible options and expert oversight, we help you stay on trackand stress-free from foundation to finish

Property Investors

From your first investment to building a full property portfolio, we’ll help you structure your loans strategically, with a focus on flexibility, long-term growth, and smart decision-making at every stage of your investment journey.

Life Stage Lending: Upgrades, Downsizing & Lifestyle Moves

Whether you’re upsizing, downsizing, or making a sea or tree change, we’re here to guide you through the lending process with clarity and confidence. We tailor loan structures to suit your needs, helping you unlock equity, manage timing, and make smarter decisions – because your home and your lending strategy should grow with you.

Debt Consolidation

Feeling stretched across multiple repayments? We can help you roll your debts — credit cards, personal loans, store finance — into one manageable loan with a smarter structure. By consolidating, you could reduce your interest, simplify your finances, and free up cash flow. It’s about making life easier and helping you breathe a little easier each month.

Self-Employed & Complex Income

We understand that not everyone fits the standard lending box. We work with lenders who assess income differently, so you can access the finance you deserve

Personal, Car, and Business Loans

Life doesn’t stop at property — and neither do we. Whether you’re upgrading your car, starting a business, or purchasing new
equipment, we offer flexible personal, car, and asset finance to help you move forward with confidence.
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About Loans by Ashlee

Loans by Ashlee was created to offer smarter lending in a more flexible, personal way.
With over a decade of experience in banking and home lending, we saw the need for a more personal, accessible approach – one that puts people first and fits into real lives.

We believe lending is a journey – and communication should start early. Whether you’re just beginning to save your deposit, upgrading to your next home, investing in property, or downsizing for a new chapter, Loans by Ashlee is here to guide you every step of the way.

We work with a wide range of lenders to offer you options and structures, tailored to suit your goals. But more than that, we make the process easy and convenient. We understand the challenge of taking time out of your day, so we come to you – at your home, your workplace, the local café, or even the park. Wherever it works for you, at a time that suits you.

This is lending designed around your lifestyle, your schedule, and your future. Because great service starts with genuine connection.

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Let's Chat 0491 279 073

Let’s Make Your First Move Simple

Whether you’re Buying your First Home, Refinancing, or Exploring your Options – We’ll Guide you Every Step of the way with Expert, Stress-Free Advice
Start Your Journey

Why Choose Loans by Ashlee?

We know you have options – but here’s why our clients choose (and recommend) Loans by Ashlee:

  • Personal, Owner-Led Service
    You’ll always deal directly with Ashlee – no call centres, no handoffs. Just honest advice from someone who knows lending inside and out.
  • Flexible, On-Your-Terms Appointments
    We come to you – at home, at work, or even at the park. Early mornings, evenings, weekends – whatever suits your schedule.
  • Local Knowledge, Real Relationships
    Based in Burrum Heads and proudly serving Hervey Bay and surrounds, we understand the local property market and what matters to our community.
  • Tailored Lending Strategies with 40+ Lenders
    Access to a wide panel of trusted lenders means more choice, better rates, and loan structures built for your goals.
  • Tech-Savvy, Paper-Light Process
    We use smart, secure digital tools to make your lending journey smoother – from application to approval, we keep things simple, fast, and transparent.
  • Support Through Every Stage
    From your first home to your forever home, we’re here for the long term — helping you grow, refinance, and reimagine what’s possible.
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Let's Chat 0491 279 073

What Clients Say

Ashlee is very good, always delivered as promised in a fast, easy, professional way. It was a very smooth process

Chris S. (Self employed- Home Buyer)

Very helpful and always available.

Rachel B. (First home buyer)

Ashlee was terrific to deal with right from the beginning. She was extremely knowledgeable about the process and guided us along the way. We found the whole process with Ashlee very easy and straightforward. Everything was made easy for us with constant communication. We would recommend her to anyone seeking a home loan.

Greg C. (Lifestyle change- property buy and sell)

Ashlee went above and beyond our expectations to help us get this loan approved quickly. Always helpful friendly and knowledgeable.

Janet W. (Construction loan)

Contact Us

Ready to take the next step? Reaching out to a broker could be the smartest move you make.

  • No cost to you – We’re paid by the lender upon settlement of your loan.
  • Better rates, smarter structures – we help you save money now and in the long run.
  • More lenders, more borrowing power – access over 40 lenders to find the right fit.
  • Flexible, digital-first process – save time with secure, paper-light applications.
  • Owner-led service for life – build a relationship that grows with you, so you never have to repeat your story.

Let’s make lending simpler, smarter, and more personal. Reach out today – we’d love to hear your story and help you write the next chapter.

0491 279 073

ashlee@loansbyashlee.com.au

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